Buying your first home is one of life’s most exciting milestones but let’s be honest, it can also feel overwhelming. At Bowdens, we understand that the journey from viewing to moving in is filled with questions, paperwork, and big decisions. That’s why we’re here to guide you home, every step of the way.
Here’s our essential advice for first-time buyers to help you feel confident and in control:
1. Know What You Can Afford
Before you start scrolling through listings, take a good look at your finances. Get a mortgage in principle from a lender or mortgage advisor, this gives you a clear idea of your borrowing power and shows sellers you’re serious.
Don’t forget to factor in extra costs like:
- Solicitors’ fees
- Stamp duty (though first-time buyers may be exempt below £425,000)
- Survey and valuation costs
- Moving and furniture expenses
2. Get to Know the Area
Think beyond the property itself. What are the local schools like? Is public transport convenient? Are there parks, pubs, or shops nearby?
We recommend viewing at different times of day to get a true feel for the neighbourhood.
3. Understand the Process
Here’s a quick breakdown:
- Register with an estate agent (like us!)
- View properties – don’t rush, but trust your instincts
- Make an offer once you’ve found ‘the one’
- Instruct a solicitor/conveyancer
- Arrange a survey and mortgage
- Exchange contracts and set your move-in date
- Collect the keys and celebrate!
We’ll talk you through each stage so there are no surprises.
4. Ask the Right Questions
When viewing a property, don’t be afraid to dig deeper:
- How long has it been on the market?
- Have there been any previous offers?
- What are the running costs like (council tax, energy bills)?
- Are there any planned developments nearby?
5. Stay Calm and Be Patient
Delays can happen – surveys, searches, or legal paperwork can take time. Keep communication open with your agent, solicitor, and mortgage provider. We’re always here to give you updates and reassurance.
6. Use Professionals You Trust
Working with a good estate agent, mortgage advisor, and solicitor makes a world of difference. At Bowdens, we pride ourselves on clear advice, local knowledge, and a personal approach. We’ll help you avoid common pitfalls and stay on track.
Ready to Get Started?
Whether you’re browsing or ready to buy, our friendly team is here to help. Pop into our Cambourne office, give us a call on 01954 710700, or drop us an email at [email protected].
Let’s turn your dream of homeownership into a reality.
Bowdens – here to guide you home.